Terms & Conditions

Last updated: DD MONTH YYYY • Applies to: Senior Expense Cover (seniorexpensecover.com)

1. Agreement to Terms

These Terms & Conditions (“Terms”) govern your access to and use of Senior Expense Cover (www.seniorexpensecover.com) (the “Service”), operated by Senior Expense Cover (“we,” “us,” or “our”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. Definitions

Account: A unique profile registered to access certain features.

Content: Text, images, video, audio, code, or other materials posted, uploaded, or otherwise made available.

Other terms have their ordinary meaning in context.

3. Eligibility & Accounts

4. Acceptable Use

You agree not to misuse the Service. Prohibited conduct includes (without limitation):

5. Your Content

You retain ownership of your Content. By submitting Content, you grant us a worldwide, non-exclusive, royalty-free license to use, host, store, reproduce, modify, and display such Content as reasonably necessary to operate and improve the Service.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Senior Expense Cover and its licensors. All trademarks, logos, and trade names are the property of their respective owners.

7. Pricing, Payments & Subscriptions

8. Third-Party Services

The Service may link to or integrate with third-party websites, products, or services that we do not control. We are not responsible for their content, policies, or practices.

9. Disclaimers

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied.

10. Limitation of Liability

To the maximum extent permitted by law, in no event shall Senior Expense Cover, its directors, employees, partners, or suppliers be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, use, goodwill, or other intangible losses, arising from or relating to your access to or use of the Service.

11. Indemnification

You agree to defend, indemnify, and hold harmless Senior Expense Cover and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of your use of the Service or violation of these Terms.

12. Termination

We may suspend or terminate access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

13. Governing Law

These Terms are governed by the laws of your jurisdiction. Courts located in your area shall have exclusive jurisdiction.

14. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide notice by posting the new Terms on the Service and updating the “Last updated” date above.

15. Contact

Questions about these Terms? Contact us at support@seniorexpensecover.com.