These Terms & Conditions (“Terms”) govern your access to and use of
Senior Expense Cover (www.seniorexpensecover.com) (the “Service”), operated by
Senior Expense Cover (“we,” “us,” or “our”).
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.
2. Definitions
Account: A unique profile registered to access certain features.
Content: Text, images, video, audio, code, or other materials posted, uploaded, or otherwise made available.
Other terms have their ordinary meaning in context.
3. Eligibility & Accounts
You must be at least 21 years old or the age of majority in your jurisdiction.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your Account.
Provide accurate, complete, and current information and promptly update it as necessary.
4. Acceptable Use
You agree not to misuse the Service. Prohibited conduct includes (without limitation):
Violating any applicable law or regulation;
Attempting to gain unauthorized access to the Service or related systems;
Interfering with or disrupting the integrity or performance of the Service;
Uploading malicious code, spam, or content that infringes third-party rights;
Scraping or harvesting data without permission.
5. Your Content
You retain ownership of your Content. By submitting Content, you grant us a worldwide, non-exclusive,
royalty-free license to use, host, store, reproduce, modify, and display such Content as reasonably necessary to
operate and improve the Service.
6. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of
Senior Expense Cover and its licensors. All trademarks, logos, and trade names are the property of their respective owners.
7. Pricing, Payments & Subscriptions
By starting a subscription, you authorize recurring charges until cancellation.
Taxes may apply depending on your billing address and applicable law.
8. Third-Party Services
The Service may link to or integrate with third-party websites, products, or services that we do not control.
We are not responsible for their content, policies, or practices.
9. Disclaimers
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law,
we disclaim all warranties, express or implied.
10. Limitation of Liability
To the maximum extent permitted by law, in no event shall Senior Expense Cover, its directors, employees, partners, or suppliers be liable for any
indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, use, goodwill,
or other intangible losses, arising from or relating to your access to or use of the Service.
11. Indemnification
You agree to defend, indemnify, and hold harmless Senior Expense Cover and its affiliates from any claims, liabilities, damages, losses,
and expenses, including reasonable legal fees, arising out of your use of the Service or violation of these Terms.
12. Termination
We may suspend or terminate access to the Service immediately, without prior notice or liability, for any reason,
including if you breach these Terms.
13. Governing Law
These Terms are governed by the laws of your jurisdiction. Courts located in your area shall have exclusive jurisdiction.
14. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we will provide notice by posting the new Terms
on the Service and updating the “Last updated” date above.